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Understanding Your Home Insurance Policy: What You Need to Know
Having the right insurance policy is crucial when it comes to protecting your home. Home insurance provides peace of mind by covering unexpected events that can cause significant damage or loss. In this blog, we’ll break down the essential components of a home insurance policy to help you ensure that you are adequately protected. Dwelling…
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Market Trends Report | AUG. ’24
Understanding Market Dynamics in August As we move into August, the real estate market shows a blend of anticipation and cautious behavior from buyers and sellers. Here’s an in-depth look at the current trends shaping the market: Anticipation of Rate Cuts The widely-held belief that a rate cut is on the horizon in September is…
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Top Mistakes Sellers Make
The housing market is going through a transition. Higher mortgage rates are causing more moderate buyer activity, and at the same time, the supply of homes for sale is growing. If you aren’t working with an agent, you may not realize that. Here’s the downside: If you’re not informed, you can’t adjust your strategy or expectations to today’s market, which…
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How the Economy Impacts Mortgage Rates
As someone buying or selling a home, you’re likely paying close attention to mortgage rates and wondering what they’re like. One factor that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t control mortgage rates, it does control the Federal Funds…
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Homebuyer Opportunities in 2024
There’s no arguing this past year has been difficult for homebuyers. And if you’ve started searching for a home, maybe you put your search on hold because the challenges in today’s market felt too much to tackle. You’re not alone in that. A Bright MLS study found some of the top reasons buyers paused their search in late 2023 and early…
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Am I Ready to Buy a Home?
If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And you’re juggling how all of those things will impact the choice you’ll make. While housing market conditions are a factor in your decision, your situation and finances…
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JUL – AUG 2024 NEWSLETTER
Zillow Therapy: Imagining Dream Homes In the hustle and bustle of daily life, many find solace in an unexpected place: Zillow. This real estate website isn’t just for severe homebuyers; it’s a playground for the imagination, offering a therapeutic escape into dream homes and better futures. A 47-year-old consultant, Elisha Caplan, finds calm by browsing…
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Don’t Wait for the Perfect Home
Patience is a virtue in life, but in the world of homebuying, waiting too long in hopes of finding the perfect home isn’t what it is. That’s why the pursuit of perfection comes at a cost. And in this case, that cost may delay your dream of homeownership. As Bankrate explains: “One of the most common first-time homebuyer mistakes…