Buyers

  • How Buying or Selling a Home Benefits Your Community

    How Buying or Selling a Home Benefits Your Community

    If you’re thinking of buying or selling a house, it’s important to know that it impacts more than just you—it helps out the local economy and your community, too. Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling homes (see visual below): When a house is sold, it boosts the local…

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  • How To Make Your Dream a Reality

    How To Make Your Dream a Reality

    If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? And chances are, you’re worried that will not be in the cards with inflation, rising home prices, mortgage rates, and more seemingly stacked against you. While this housing market is certainly challenging…

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  • The Perks of Buying over Renting

    The Perks of Buying over Renting

    Thinking about buying a home? While today’s mortgage rates might seem intimidating, here are two solid reasons why it could still be a smart move to get your place if you’re ready and able. 1. Home Values Typically Go Up Over Time Over the past year or so, there’s been some confusion about how home prices are headed. Make…

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  • 8 Ways to Cover a Buyer’s Agent Commission

    8 Ways to Cover a Buyer’s Agent Commission

    Unlocking Creative Solutions: Financing Your Buyer’s Agent Commission In the dynamic world of real estate, financing a buyer’s agent (BA) commission can pose challenges amidst soaring demand, limited supply, and evolving market dynamics. However, with strategic foresight and innovative thinking, navigating this transaction aspect can be feasible and empowering for homebuyers. 1. Seller Pays Traditionally,…

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  • Maximizing Your Tax Refund for Home Buying

    Maximizing Your Tax Refund for Home Buying

    Have you been saving up to buy a home this year? If so, you know several expenses are involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses? As Credit Karma explains: “If one of your goals is to stop renting and buy a…

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  • Builders Are Building Smaller Homes

    Builders Are Building Smaller Homes

    There’s no arguing about it; affordability is still tight. If you’re trying to buy a home, that may mean you need to look at smaller houses to find one that’s still within your budget. But there is a silver lining: builders are focused on building these smaller homes right now and offering incentives, which can help give you more…

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  • Overcoming Student Loans for Homeownership

    Overcoming Student Loans for Homeownership

    If you have student loans and want to buy a home, you might have questions about how your debt affects your plans. Do you have to wait until you’ve paid off those loans before you can buy your first home? Or could you still qualify for a home loan even with that debt? Here’s a look…

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  • Is Finding a Home to Buy Easier Now?

    Is Finding a Home to Buy Easier Now?

    One of buyers’ biggest hurdles over the past few years is the lack of homes available for sale. But that’s starting to change. The graph below uses the latest data from Realtor.com to show there are more homes on the market in 2024 than there have been in any of the past several years (2021-2023): Does That…

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  • Homebuyer’s Guide to Closing Costs

    Homebuyer’s Guide to Closing Costs

    Before buying a home, you must plan for all the costs you’ll be responsible for. While you’re busy saving for the down payment, don’t forget you’ll also want to prep for closing costs. Here’s some helpful information on those costs and how much you should budget for them. What Are Closing Costs? A recent article from Bankrate explains: “Closing…

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  • Is Buying a Home Now a Smart Move?

    Is Buying a Home Now a Smart Move?

    Are you thinking about buying a home? If so, you’re probably wondering: Should I buy now or wait? Nobody can make the decision for you, but here’s some information to help you decide. What’s Next for Home Prices? Fannie Mae and Pulsenomics publish the Home Price Expectations Survey (HPES) results each quarter. It asks more than 100 experts—economists, real estate professionals,…

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