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Homebuyer’s Guide to Closing Costs
Before buying a home, you must plan for all the costs you’ll be responsible for. While you’re busy saving for the down payment, don’t forget you’ll also want to prep for closing costs. Here’s some helpful information on those costs and how much you should budget for them. What Are Closing Costs? A recent article from Bankrate explains: “Closing…
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Is Buying a Home Now a Smart Move?
Are you thinking about buying a home? If so, you’re probably wondering: Should I buy now or wait? Nobody can make the decision for you, but here’s some information to help you decide. What’s Next for Home Prices? Fannie Mae and Pulsenomics publish the Home Price Expectations Survey (HPES) results each quarter. It asks more than 100 experts—economists, real estate professionals,…
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4 Tips for Your Strongest Home Offer
Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low, leading to multiple-offer scenarios. And moving into the peak homebuying season this spring, this is only expected to ramp up more. Remember these four tips to make…
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Your Home Is a Powerful Investment
Going into 2023, there was a lot of talk about a possible recession that would cause the housing market to crash. Some in the media were even forecasting that home prices would drop by as much as 10-20%, which might have made you feel a bit unsure about buying a home. But here’s what happened: home prices increased more than…
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Finding Your Perfect Home in a Fixer-Upper
If you’re trying to buy a home and have difficulty finding one you can afford, it may be time to consider a fixer-upper. That house needs a little elbow grease or some updates but has good bones. Fixer-uppers can be a great option if you want to break into the housing market or stretch your budget further. According to NerdWallet: “Buying a…
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Retire with Ease: Downsizing Benefits
If you’re looking at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, the odds are that you will feel like making frequent purchases, like groceries and other…
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Mastering Credit Scores for Home Buying Success
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make timely payments, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article…
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INFOGRAPHICS: First Step – Mortgage Pre-Approval
In the bustling world of real estate, navigating the homebuying process can feel like solving a complex puzzle. But fear not! We highlight one crucial piece of that puzzle: mortgage pre-approval. Here’s why it’s a must for anyone considering buying a home in 2024: Don’t let the excitement of buying a home overshadow the importance…
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The Value of Agent’s Advice for Your Move
No matter how you slice it, buying or selling a home is a big decision. And what do you do when you’re going through any change in your life, and need some guidance? You get advice from people who know what they’re talking about. Moving is no exception. It would be best if you had insights from the pros…
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The Truth About Down Payments
If you plan to buy your first home, saving up for all the costs involved can feel daunting, especially regarding the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender, it’s typically not…