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Different Types of Deeds
Understanding the different types of deeds can make your real estate transactions smoother and more secure. Here’s a detailed guide to help you: Warranty Deed A warranty deed offers the highest level of protection to the buyer. It guarantees that the property is free from claims, liens, or other encumbrances. The seller assures that they…
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The Emotional Benefits of Homeownership
With all the headlines and talk about housing affordability, getting lost in the financial side of buying a home can be tempting. That’s only natural as you think about the dollars and cents of it all. And while you ultimately need to be able to afford a home you buy, don’t lose sight of why homeownership was so important to…
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How Many Homes Are Investors Buying?
Are big investors buying up all the homes today? If you’re looking to find a house to buy, this may be something you’re about. Maybe you’ve heard about it or seen reels on social media saying investors buying all the homes makes it even harder to find what the average buyer is looking for. But spoiler alert –…
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What’s Next for Home Prices and Mortgage Rates?
If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates. You’re wondering what’s going to happen next. And if it’s worth it to move now, or better to wait it out. The only thing you can really do is make the best decision you can…
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Are Assumable Mortgages a Boon for Buyers?
Assumable mortgages, which allow a buyer to take over a seller’s existing loan, are becoming popular in today’s market. With rising interest rates, these low-rate loans can offer significant savings and stability. Here are the pros and cons of assumable mortgages and how they can benefit homebuyers. What Are Assumable Mortgages? An assumable mortgage is…
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Homebuyer’s Guide to Closing Costs
Before buying a home, you must plan for all the costs you’ll be responsible for. While you’re busy saving for the down payment, don’t forget you’ll also want to prep for closing costs. Here’s some helpful information on those costs and how much you should budget for them. What Are Closing Costs? A recent article from Bankrate explains: “Closing…
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Is Buying a Home Now a Smart Move?
Are you thinking about buying a home? If so, you’re probably wondering: Should I buy now or wait? Nobody can make the decision for you, but here’s some information to help you decide. What’s Next for Home Prices? Fannie Mae and Pulsenomics publish the Home Price Expectations Survey (HPES) results each quarter. It asks more than 100 experts—economists, real estate professionals,…
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4 Tips for Your Strongest Home Offer
Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low, leading to multiple-offer scenarios. And moving into the peak homebuying season this spring, this is only expected to ramp up more. Remember these four tips to make…
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Finding Your Perfect Home in a Fixer-Upper
If you’re trying to buy a home and have difficulty finding one you can afford, it may be time to consider a fixer-upper. That house needs a little elbow grease or some updates but has good bones. Fixer-uppers can be a great option if you want to break into the housing market or stretch your budget further. According to NerdWallet: “Buying a…
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Retire with Ease: Downsizing Benefits
If you’re looking at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, the odds are that you will feel like making frequent purchases, like groceries and other…