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Is a Fixer Upper Right for You?
Are you looking to buy a home but feeling almost everything is out of reach? Here’s the thing. There’s still a way to become a homeowner, even when affordability seems like a huge roadblock – and it might be with a fixer-upper. Let’s dive into why buying a fixer-upper could be your ticket to homeownership and how you can make it…
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Could a 55+ Community Be Right for You?
If you’re considering downsizing, you may hear about 55+ communities and wonder if they’d be a good fit for you. Here’s some information that could help you make your decision. What Is a 55+ Community? It’s important to note that these communities aren’t just for people who need extra support – they can be pretty vibrant,…
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How the Economy Impacts Mortgage Rates
As someone buying or selling a home, you’re likely paying close attention to mortgage rates and wondering what they’re like. One factor that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t control mortgage rates, it does control the Federal Funds…
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Different Types of Deeds
Understanding the different types of deeds can make your real estate transactions smoother and more secure. Here’s a detailed guide to help you: Warranty Deed A warranty deed offers the highest level of protection to the buyer. It guarantees that the property is free from claims, liens, or other encumbrances. The seller assures that they…
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What’s Next for Home Prices and Mortgage Rates?
If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates. You’re wondering what’s going to happen next. And if it’s worth it to move now, or better to wait it out. The only thing you can really do is make the best decision you can…
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Homebuyer’s Guide to Closing Costs
Before buying a home, you must plan for all the costs you’ll be responsible for. While you’re busy saving for the down payment, don’t forget you’ll also want to prep for closing costs. Here’s some helpful information on those costs and how much you should budget for them. What Are Closing Costs? A recent article from Bankrate explains: “Closing…
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Finding Your Perfect Home in a Fixer-Upper
If you’re trying to buy a home and have difficulty finding one you can afford, it may be time to consider a fixer-upper. That house needs a little elbow grease or some updates but has good bones. Fixer-uppers can be a great option if you want to break into the housing market or stretch your budget further. According to NerdWallet: “Buying a…
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The Truth About Down Payments
If you plan to buy your first home, saving up for all the costs involved can feel daunting, especially regarding the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender, it’s typically not…
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Strategic Tips for Buying Your First Home
Buying your first home is a big, exciting step and a significant milestone that can improve your life. As a first-time homebit, it’s a dream you can make come true. Still, there are some things you’ll need to overtake today’s housing market – specifically, the limited supply of homes for sale and ongoing affordability challenges. You’re ready, willing, and able to buy your first…
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Why Your Own Agent Matters for New Home Construction
Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a more significant percent of the total homes available for sale than usual. That’s why if you’re craving more options, seeing if a newly built…